Sales earnings illustrator
Show what a year here could look like.
A clear, live illustration of prospective salesperson earnings across Individual, Partnership and Team commission levels.
Build the scenario
Set the salesperson profile
Marginal calculation
How the earnings build
Each higher split applies only to the GCI earned within that band—not to the full amount.
| GCI band | Split SP / BR | Person / arrangement earns | Branch before SC |
|---|
Policy reference
The details behind the illustration
Based on the bonus commission figures for non-Commercial offices from 1 April 2026 to 31 March 2027.
When commission counts
Qualification is based on commission actually received by the office on or before 31 March 2027, after deducting shares due to other branches or agents. An unconditional sale alone is not sufficient.
Joining part-way through the year
Qualification figures reduce in proportion to the remaining financial year, with a minimum of one-sixth of the full-year figure. The calculator applies this by joining month: an October start uses one-half and a March start uses one-sixth.
Partnership and qualification rules
Partnership levels apply where a Partnership has one Associate. If two Individual salespeople work together as a Partnership, use the Individual setting. For Partnership and Team scenarios, the calculator shows the commission pool for the arrangement before any internal allocation. The 20% and 30% bonus thresholds begin $10,000 earlier for people with a branch manager licence or 12+ years of service; qualification obtained during the financial year is treated as effective from 1 April 2026.
SC charge and branch retained
Consistent with the original calculator, the SC charge is 9% of total GCI. It is deducted from the branch's gross share to show branch net retained and does not reduce the salesperson or arrangement earnings shown here.
Transfers and departures
- A salesperson transferring offices has their net commission total automatically credited at the new branch.
- If a salesperson leaves, commission on qualifying sales signed before departure is paid at the rate that would have applied if they had remained employed when it was received.